In
capitalism, the process of decision making occurs via decentralized and
voluntary decisions. It is where the decisions are primarily made by the
economic agents who are the lower level of the system. In Capitalism market,
the economic agents are allowed to interact with each other based on their
self-interest and also rationality. They are only bounded two constraints which
are resources and law. The resources in this world are limited thus limiting
their decisions meanwhile the law are the man-made regulations that everyone
must follow to keep everything in order but the it can be subject to change
according to the authority. The roles of government in Capitalism market is
very limited as the government only involved in the making of law and order,
sovereignty and also in providing the
public goods such as education and healthcare.
Unlike
Capitalism where the decision making is only decentralized and Socialism where
it is only centralized, the decision making process in Islamic economic system
are both centralized and the decentralized. The market in Islamic economic
system is governs by the ‘Islamic Rules of The Game’ which will make sure
harmonious interaction between man and the Creator, man and man, and man and
the universe. Islamic economic system prefers market as a mechanism to allocate
resources however market alone is not sufficient. The role of the government or
Islamic state are still needed in the Islamic economic system. Government is
considered as the part of the integrated economic system. The state plays a
crucial role in ensuring all values, norms, laws and institutions are firmly
compliant to the Shari’ah. The decisions that are made by the state must be
done through consultation (Shura) and al-Hisbah. The Islamic state in the
Islamic economic system must maintain the ‘Islamic Rules of the Game’ in the
system and create a conducive environment for Islamic man politically,
economically, socially, culturally, religiously, morally and legally. Islamic
state also must make sure that the concept if ‘adl and ihsan are prevail in the
economic system.
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